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Where Insurance, Risk, and Advisory Come Together

Delivering comprehensive coverage solutions designed to protect assets, manage risk, and support long-term financial stability.

COMPREHENSIVE PROTECTION

Our comprehensive auto insurance offers a wide range of coverage options to keep you protected on the road. From liability to collision and comprehensive coverage, we have you covered.

HOMEOWNERS INSURANCE

Protect your home and personal property with coverage designed to address real-world risks, from structural damage to liability exposure. We tailor each policy to ensure your home is properly protected based on its unique characteristics and usage.

AUTO INSURANCE

Auto insurance solutions are structured to protect you from financial loss due to accidents, liability, and unexpected events. We help you select coverage that balances protection, compliance, and cost based on your driving profile and needs.

LIFE INSURANCE

Stay safe and secure with our detailed-oriented strategy for comprehensive auto insurance. We are committed to providing you with the tools and resources to drive with confidence and peace of mind.

COMMERCIAL INSURANCE 

Commercial insurance protects your business from operational risks, liability exposure, and unforeseen disruptions. We structure coverage solutions that align with your industry, operations, and long-term business objectives.

About L4

L4 Insurance Agency provides comprehensive protection for individuals, families, and businesses as part of the broader L4 Advisory platform. We approach insurance as a strategic component of risk management combining coverage solutions with structured risk analysis to protect assets, reduce exposure, and support long-term financial stability.

Our offerings include auto, home, life, health, and commercial insurance, with specialized solutions for professionals and business owners such as general liability, professional liability, and errors and omissions (E&O). Each policy is tailored to align with the client’s unique risks and objectives.

 

Through a disciplined, advisory-driven approach, we identify coverage gaps, evaluate risk, and guide clients toward solutions that are both practical and properly structured. Backed by experience in financial services, real estate, and risk management, L4 Insurance Agency delivers clear guidance, reliable coverage, and a commitment to helping clients protect today while preparing for tomorrow.

Get a Quote

Principal Agent #1344741

L4 Consultants, L.L.C. dba L4 Insurance Agency 
Agency License #: 21765749
General Lines License #: 3412847
NPN #: 8574999

210-380-0551

© 2035 by I. Ledesma. Powered and secured by Wix

BIO

 

Israel Ledesma is the Principal Agent of L4 Insurance Agency and founder of L4 Advisory, bringing over 30 years of experience across financial services, real estate, insurance, and risk management. With a background in banking, business controls, and operational strategy, he approaches insurance as a critical component of comprehensive risk management.

Israel holds an Executive MBA from the University of Texas at San Antonio and maintains active licenses in both real estate and insurance. He is committed to delivering disciplined, advisory-driven solutions that help individuals, families, and businesses protect assets, manage risk, and achieve long-term financial stability.

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